Member & Market Intelligence

Deposit Concentration Monitor

One large depositor leaving shouldn't be a surprise.

Diversification looks fine in aggregate and hides concentration in the details. This finds the details.

What it does

Flags concentrated deposit relationships, businesses and public units whose departure would create real liquidity stress, before it happens.

What this demonstrates

Modeling liquidity concentration risk across a deposit book and surfacing the relationships that matter most before they become a problem.

Curious how this was built?

Reach out, I’m happy to walk through the approach and compare notes with other analysts and data folks tackling similar problems.